Rebates & Incentives for Northern California Homeowners

Save $5,000–$15,000 on home upgrades with SMUD, PG&E, federal, and California state rebates. Heat pumps, water heaters, EV chargers, insulation, and more.

$4,900+
Max HPWH Rebate
$5,000+
Max HVAC Rebate
30+
Active Programs
1
2

Get Your Free Quote

34+
Active Programs
$4,900+
Max Water Heater Rebate
$5,000+
Max HVAC Rebate
$6,000+
Max EV Charger Rebate

All Rebate Programs

Complete list of rebates, incentives, and programs available to Northern California homeowners. Filter by category or click any program for full details.

Showing 40 programs

Utility Programs (SMUD & PG&E)

SMUD Heat Pump HVAC Rebate (Gas-to-Electric)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $3,000

Rebate for replacing a gas furnace or gas-powered HVAC system with a qualifying electric heat pump HVAC system. Must be two-stage (15.2 SEER2 minimum) or variable-stage heat pump.

Eligible Services
  • Gas furnace to heat pump conversion
  • Gas HVAC system to heat pump conversion
  • Two-stage heat pump installation (15.2+ SEER2)
  • Variable-stage heat pump installation
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing gas heating system
  • System must be two-stage (15.2 SEER2 min) or variable-stage
  • Must use a SMUD Contractor Network participating contractor
  • Contractor submits rebate application on your behalf
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Heat Pump HVAC Rebate (Electric-to-Electric)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $1,000

Rebate for upgrading an existing electric HVAC system (such as an old heat pump or electric furnace) to a new qualifying heat pump HVAC system.

Eligible Services
  • Electric furnace to heat pump upgrade
  • Old heat pump to new high-efficiency heat pump
  • Electric resistance heating to heat pump conversion
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing electric heating system
  • System must be two-stage (15.2 SEER2 min) or variable-stage
  • Must use a SMUD Contractor Network participating contractor
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Heat Pump Water Heater Rebate (Gas-to-Electric)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $4,000

Rebate for replacing a gas water heater with a qualifying heat pump water heater (HPWH). Largest SMUD rebate available for single equipment replacement.

Eligible Services
  • Gas water heater to heat pump water heater conversion
  • Gas tankless to heat pump water heater conversion
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing gas water heater
  • Heat pump water heater must be ENERGY STAR certified
  • Must use a SMUD Contractor Network participating contractor
  • Contractor submits rebate on your behalf
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Heat Pump Water Heater Rebate (Electric-to-Electric)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $1,000

Rebate for upgrading an existing electric resistance water heater to a heat pump water heater.

Eligible Services
  • Electric resistance water heater to heat pump water heater upgrade
  • Electric tank water heater to heat pump water heater upgrade
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing electric water heater
  • New unit must be ENERGY STAR certified heat pump water heater
  • Must use a SMUD Contractor Network participating contractor
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Attic Insulation Rebate

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $1,000

Rebate for adding attic insulation to R-30 minimum. Must be performed by a SMUD Home Performance Program Contractor.

Eligible Services
  • Attic insulation installation (R-30 minimum)
  • Attic insulation upgrade to R-30+
Eligibility Requirements
  • Must be a SMUD residential customer
  • Attic insulation must reach R-30 minimum
  • Must use a Home Performance Program Contractor
  • Annual household rebate cap of $1,500 for standard-rate customers
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Duct Sealing Rebate

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $800

Rebate for professional duct sealing verified by post-work testing. Reduces energy loss from leaky ductwork in attics and crawl spaces.

Eligible Services
  • Duct sealing (verified by post-work testing)
  • Duct repair and sealing
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must be verified by post-work duct leakage testing
  • Must use a Home Performance Program Contractor
  • Annual household rebate cap of $1,500 for standard-rate customers
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Smart Thermostat Rebate

ActiveStackable

Sacramento Municipal Utility District (SMUD)

$50

Instant rebate for qualifying smart thermostats purchased through the SMUD Energy Store. Additional incentives available through My Energy Optimizer enrollment.

Eligible Services
  • Smart thermostat purchase and installation
  • WiFi-enabled programmable thermostat
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must purchase through SMUD Energy Store or qualifying retailer
  • Thermostat must be ENERGY STAR certified
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Induction Cooktop Rebate (Gas-to-Induction)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

$750

Rebate for replacing a gas cooktop or range with a qualifying induction cooktop or induction range (24 inches or larger).

Eligible Services
  • Gas cooktop to induction cooktop conversion
  • Gas range to induction range conversion
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing gas cooktop or range
  • Induction unit must be 24 inches or larger
  • Both standalone cooktops and ranges with built-in induction qualify
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Induction Cooktop Rebate (Electric-to-Induction)

ActiveStackable

Sacramento Municipal Utility District (SMUD)

$100

Rebate for upgrading an existing electric cooktop or range to a qualifying induction unit.

Eligible Services
  • Electric cooktop to induction cooktop upgrade
  • Electric range to induction range upgrade
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace an existing electric cooktop or range
  • Induction unit must be 24 inches or larger
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Go Electric Panel Upgrade Rebate

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $2,000

Rebate for electrical panel upgrade to 200 amps as part of a gas-to-electric conversion. Paid at $500 per eligible circuit (EV, dryer, cooktop/range) up to $2,000 total.

Eligible Services
  • Electrical panel upgrade to 200 amps
  • New EV charging circuit installation
  • New dryer circuit installation
  • New cooktop/range circuit installation
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must replace at least one gas appliance with a qualifying heat pump
  • Panel upgrade must be to 200 amps or less
  • Must use a contractor enrolled in the SMUD Contractor Network
  • $500 per eligible circuit, max $2,000 combined
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD Charge@Home EV Charger Rebate

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $600

Rebate for installing a Level 2 EV charger at home. Includes $250 for charger, $500 for dedicated circuit, and $200 for circuit-sharing/energy management devices (amounts may vary).

Eligible Services
  • Level 2 EV charger installation
  • Dedicated EV charging circuit
  • Circuit-sharing device installation
  • Energy management device for EV charging
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must install a qualifying Level 2 EV charger
  • Charger must be on SMUD's qualified equipment list
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

SMUD My Energy Optimizer Partner+ Battery Incentive

ActiveStackable

Sacramento Municipal Utility District (SMUD)

Up to $10,000 one-time + $440–$1,320/year ongoing

One-time enrollment incentive of up to $10,000 per household ($500/kWh minus 20% holdback) for new battery storage customers who enroll within 90 days of permission to operate. Tesla Powerwall (13.5 kWh) receives approx. $5,400. Ongoing quarterly incentives for Tesla: $110–$330/quarter.

Subject to funding availability; verify current incentive levels with SMUD

Eligible Services
  • Battery energy storage system installation
  • Tesla Powerwall installation
  • Enphase battery installation
  • SolarEdge battery installation
  • Franklin battery installation
  • Sonnen battery installation
Eligibility Requirements
  • Must be a SMUD residential customer
  • Must install a qualifying battery (Tesla, Enphase, SolarEdge, Franklin, Sonnen, Eguana)
  • Must move to SMUD Solar and Storage Rate
  • Must enroll in My Energy Optimizer Partner+ within 90 days of PTO
  • Subject to funding availability
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

PG&E Heat Pump Water Heater Rebate

ActiveStackable

Pacific Gas & Electric (PG&E)

Up to $3,200

Rebate for installing a qualifying ENERGY STAR certified heat pump water heater with a Uniform Energy Factor (UEF) of 2.2 or higher, replacing an existing electric resistance or gas water heater.

Eligible Services
  • Gas water heater to heat pump water heater conversion
  • Electric resistance to heat pump water heater upgrade
  • Tankless gas to heat pump water heater conversion
Eligibility Requirements
  • Must be a PG&E residential customer on a residential rate
  • Active meter at the installation address
  • Unit must be ENERGY STAR certified with UEF of 2.2 or higher
  • Must replace an existing electric resistance or gas water heater
  • Both homeowners and renters with PG&E accounts may qualify
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

PG&E Central Heat Pump Rebate

ActiveStackable

Pacific Gas & Electric (PG&E)

Up to $2,500

Rebate for installing a qualifying central heat pump system in a PG&E-served home. Available to residential customers replacing existing HVAC systems.

Eligible Services
  • Central heat pump installation
  • Gas furnace to heat pump conversion
  • Ducted heat pump system installation
Eligibility Requirements
  • Must be a PG&E residential customer
  • Active residential meter at installation address
  • System must meet minimum efficiency requirements
  • Professional installation required
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

PG&E Smart Thermostat Rebate

ActiveStackable

Pacific Gas & Electric (PG&E)

$50–$75

Rebate for ENERGY STAR certified smart thermostats. Must have a furnace-based HVAC system.

Eligible Services
  • Smart thermostat purchase and installation
  • WiFi-enabled programmable thermostat
Eligibility Requirements
  • Must be a PG&E residential customer
  • Must have a furnace-based HVAC system
  • Thermostat must be ENERGY STAR certified
Visit Provider WebsiteLast verified: 2026-07-19

PG&E Energy Savings Assistance (ESA) Program

ActiveIncome-Qualified

Pacific Gas & Electric (PG&E)

Free (no cost to qualifying customers)

Free energy-efficient upgrades for income-qualified PG&E customers. Includes weather-stripping, insulation, duct sealing, water heater repair/replacement, smart thermostats, furnace repair/replacement, refrigerator replacement (15+ years old), faucet aerators, and low-flow showerheads.

Eligible Services
  • Weather-stripping installation
  • Attic insulation
  • Duct sealing
  • Water heater repair or replacement
  • Smart thermostat installation
  • Furnace repair or replacement
  • Refrigerator replacement (15+ years old)
  • Faucet aerators
  • Low-flow showerheads
  • Window and door repair
  • Energy education
Eligibility Requirements
  • Must be a PG&E residential customer
  • Household income at or below 200% of federal poverty guidelines
  • OR enrolled in CARE or FERA programs
  • OR participating in CalFresh, Medi-Cal, LIHEAP, or similar programs
  • Must schedule a free home energy assessment
  • Proof of income required (check stubs, SSI, bank statements) unless enrolled in qualifying programs
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

PG&E Residential Charging Solutions Rebate

ActiveStackable

Pacific Gas & Electric (PG&E)

Up to $2,000 (standard) / Up to $5,000 (income-qualified)

Rebate for qualifying EV charging equipment including Energy Management Systems, smart splitters, and adjustable-amperage chargers. Income-qualified customers receive enhanced rebate amounts.

Eligible Services
  • Level 2 EV charger installation
  • Energy Management System for EV charging
  • Smart splitter installation
  • Adjustable-amperage charger installation
Eligibility Requirements
  • Must be a PG&E residential customer
  • Equipment must be on PG&E's qualified equipment list
  • Income-qualified customers (CARE/FERA enrolled) receive up to $5,000
  • Standard customers receive up to $2,000
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

PG&E Empower EV Program

ActiveIncome-Qualified

Pacific Gas & Electric (PG&E)

Free Level 2 charger ($500 value) + up to $2,000 panel upgrade

PG&E provides one free Level 2 charger (valued at $500) and covers up to $2,000 in electrical panel upgrade costs per single-family home for income-qualified customers.

Eligible Services
  • Free Level 2 EV charger
  • Electrical panel upgrade for EV charging
Eligibility Requirements
  • Must be a PG&E residential customer
  • Income-qualified (enrolled in CARE or FERA)
  • Single-family home
  • Must not already have a Level 2 charger
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

Golden State Rebates - Heat Pump Water Heater

Ending SoonStackable

Golden State Rebates (Statewide via PG&E and other utilities)

Up to $900

Instant point-of-sale rebate for qualifying heat pump water heaters. Program ending July 31, 2026 - last day to reserve a retail coupon is July 23, 2026.

Program ending July 31, 2026. Last day to reserve retail coupon: July 23, 2026.

Eligible Services
  • Heat pump water heater purchase
  • Qualifying HPWH from participating retailer
Eligibility Requirements
  • Must be a residential customer of a participating California utility (including PG&E)
  • Must purchase from a participating retailer
  • Unit must be on the Golden State Rebates qualifying product list
  • Purchase must be made on or after January 1, 2026
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19Expires: 2026-07-31

Cool Roof Utility Rebates (Regional)

ActiveStackable

Various California utilities

$500–$2,000+ (varies by utility and region)

Some California utilities and municipalities offer rebates for cool roof installations, particularly in areas managing urban heat island effects. Availability varies by utility territory and funding.

Availability varies significantly by utility. Contact your local utility for current programs.

Eligible Services
  • Cool roof installation exceeding Title 24 minimums
  • High-reflectance roof coating
  • CRRC-rated roofing material installation
Eligibility Requirements
  • Must exceed Title 24 minimum cool roof requirements
  • Must use CRRC-rated products
  • Proof of installation required (product labels, photos, contractor invoice)
  • Licensed contractor required
  • Availability varies by utility and municipality
Visit Provider WebsiteLast verified: 2026-07-19

Federal Programs

Section 25C - Energy Efficient Home Improvement Credit

Expired

Internal Revenue Service (IRS) / U.S. Federal Government

30% of costs, up to $3,200/year (was $1,200 general + $2,000 heat pumps)

Federal tax credit covering 30% of costs for energy-efficient home improvements. General limit of $1,200/year with separate $2,000 limit for heat pumps/biomass stoves. EXPIRED as of December 31, 2025 due to the One Big Beautiful Bill Act moving the sunset date forward from 2032.

Expired December 31, 2025. Originally set to run through 2032 under the IRA, but the One Big Beautiful Bill Act moved the expiration date to end of 2025.

Eligible Services
  • Heat pump HVAC installation
  • Heat pump water heater installation
  • Biomass stove/boiler installation
  • Insulation and air sealing
  • Energy-efficient windows and doors
  • Electrical panel upgrade (for electrification)
  • Home energy audit
Eligibility Requirements
  • EXPIRED - No longer available for installations after December 31, 2025
  • Was available to U.S. taxpayers who owned the home
  • Improvements must have been placed in service by December 31, 2025
  • Equipment must have met ENERGY STAR or specific efficiency criteria
  • Credit claimed on annual tax return (Form 5695)
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19Expires: 2025-12-31

Section 25D - Residential Clean Energy Credit

Expired

Internal Revenue Service (IRS) / U.S. Federal Government

30% of costs (no annual cap)

Federal tax credit covering 30% of costs for residential clean energy equipment including solar panels, wind energy, geothermal heat pumps, and battery storage. No annual dollar limit or aggregate cap. Unused credit carried forward. EXPIRED as of December 31, 2025.

Expired December 31, 2025. Unused credit from installations made before expiration can be carried forward to future tax years.

Eligible Services
  • Rooftop solar panel installation
  • Solar water heating systems
  • Wind energy systems
  • Geothermal heat pump installation
  • Battery storage systems (3+ kWh)
  • Fuel cell systems
Eligibility Requirements
  • EXPIRED - No longer available for expenditures after December 31, 2025
  • Was available to U.S. taxpayers for property they owned
  • Equipment must have been installed and operational by December 31, 2025
  • Unused credit from prior installations can still be carried forward on future tax returns
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19Expires: 2025-12-31

Section 30C - Alternative Fuel Vehicle Refueling Property Credit

ActiveStackable

Internal Revenue Service (IRS) / U.S. Federal Government

30% of installation cost, up to $1,000 residential

Federal tax credit for EV charger installation costs. Covers 30% of qualified costs up to $1,000 for residential installations. Must be in an eligible census tract (low-income community or non-urban area). Active through June 30, 2026.

Active through June 30, 2026. Location must be in an eligible census tract.

Eligible Services
  • Level 2 EV charger installation
  • EV charging equipment purchase and installation
  • Electrical work for EV charger circuit
Eligibility Requirements
  • Must be in an eligible census tract (low-income or non-urban)
  • Property must be placed in service before July 1, 2026
  • Charger must be for personal/residential use
  • Must file IRS Form 8911
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19Expires: 2026-06-30

IRA HEEHRA - Home Electrification and Appliance Rebates

Fully ReservedStackableIncome-Qualified

U.S. DOE via California Energy Commission (CEC)

Up to $8,000 per household (income-qualified)

Federal IRA rebates for home electrification distributed through California's TECH Clean California program. Covers heat pumps, heat pump water heaters, electrical panels, insulation, and wiring. Low-income (below 80% AMI) get 100% of costs covered up to caps; moderate-income (80-150% AMI) get 50% of costs.

Fully reserved statewide as of February 24, 2026. New applications are waitlisted. Northern California region waitlisted projects only eligible if additional funding becomes available.

Eligible Services
  • Heat pump HVAC system
  • Heat pump water heater
  • Electric panel upgrade
  • Electric wiring
  • Insulation and air sealing
  • Heat pump clothes dryer
  • Induction cooktop
Eligibility Requirements
  • FULLY RESERVED as of February 24, 2026 - new applications are waitlisted
  • Must be income-qualified (below 150% Area Median Income)
  • Low-income (below 80% AMI): up to 100% of project costs covered
  • Moderate-income (80-150% AMI): up to 50% of project costs covered
  • Must have reservation approved BEFORE installing heat pump
  • Not taxable income for homeowners
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

IRA HOMES - Home Efficiency Rebates

WaitlistedStackableIncome-Qualified

U.S. DOE via California Energy Commission (CEC)

Up to $8,000 per household (based on energy savings)

Federal IRA rebates based on modeled or measured whole-home energy savings. Funded at approximately $291 million through the CEC. Program has not yet launched in California as of mid-2026.

Not yet launched in California as of mid-2026. Funded at ~$291 million through CEC. Check energy.ca.gov for launch updates.

Eligible Services
  • Whole-home energy retrofit
  • HVAC system upgrade
  • Insulation and air sealing
  • Duct sealing
  • Window replacement
  • Any measures achieving verified energy savings
Eligibility Requirements
  • Program NOT YET LAUNCHED in California as of mid-2026
  • Will require demonstrated energy savings (modeled or measured)
  • Higher rebates for low- and moderate-income households
  • Must achieve minimum energy savings threshold
Visit Provider WebsiteLast verified: 2026-07-19

California State Programs

TECH Clean California - Heat Pump Incentives

Fully ReservedStackable

California Public Utilities Commission (CPUC)

Up to $3,000 (was available for heat pump HVAC and HPWH)

Statewide incentive program for heat pump HVAC and heat pump water heaters. All single-family, multifamily, and commercial incentives are now fully reserved and not accepting new reservations.

All TECH Clean California single-family, multifamily, and commercial incentives are fully reserved as of late 2025. No new reservations being accepted.

Eligible Services
  • Heat pump HVAC installation
  • Heat pump water heater installation
Eligibility Requirements
  • FULLY RESERVED - No longer accepting new reservations
  • Single-family incentives fully reserved as of November 14, 2025
  • Multifamily HPWH incentives fully reserved as of July 10, 2025
  • Commercial incentives fully reserved as of October 31, 2025
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

Equitable Building Decarbonization (EBD) Direct Install Program

ActiveIncome-Qualified

California Energy Commission (CEC)

Free (no cost for qualifying households)

State-funded program providing free electrification upgrades (replacing gas appliances with efficient electric appliances) to low-income, disadvantaged, and tribal communities. Outreach in initial community focus areas began Winter 2025-2026.

Active but limited to initial community focus areas. Phased rollout ongoing.

Eligible Services
  • Gas appliance replacement with electric
  • Heat pump HVAC installation
  • Heat pump water heater installation
  • Induction cooktop installation
  • Weatherization improvements
Eligibility Requirements
  • Must be in a low-income, disadvantaged, or tribal community
  • Prioritized based on CalEnviroScreen scores
  • Outreach in initial focus areas began Winter 2025-2026
  • Covers Yolo, Solano, San Joaquin, and Stanislaus counties
  • Free to qualifying households
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

Self-Generation Incentive Program (SGIP) - Battery Storage

ActiveStackable

California Public Utilities Commission (CPUC)

$200–$1,100 per kWh (depending on eligibility tier)

California's primary battery storage rebate program. Incentive amount varies by tier: general market customers receive lower per-kWh incentive, while equity/low-income and equity resiliency customers receive the highest rates ($850-$1,100/kWh).

Funding availability varies by tier. Equity tiers tend to have more available funding.

Eligible Services
  • Residential battery storage installation
  • Solar + battery storage system
  • Standalone battery installation
Eligibility Requirements
  • Must be a customer of a participating California IOU (PG&E, SCE, SDG&E)
  • General Market: $200-$350/kWh
  • Equity Budget (low-income): $850/kWh
  • Equity Resiliency (fire threat + low-income): $1,000-$1,100/kWh
  • Battery must be 3+ kWh capacity
  • Subject to available funding in each tier
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

RSSE Program (AB 209) - Low-Income Electrification

Fully ReservedIncome-Qualified

California Energy Commission (CEC)

Varies (fully funded for qualifying households)

State-funded $280 million program launched June 2, 2025, exclusively for low-income households. Covers electrification of gas appliances. Budget is fully reserved as of early 2026 but new applications accepted on a waitlist.

Budget fully reserved as of early 2026. New applications accepted on waitlist.

Eligible Services
  • Gas to electric appliance conversions
  • Heat pump installation
  • Heat pump water heater installation
  • Induction cooktop installation
Eligibility Requirements
  • Must be a low-income household
  • Budget fully reserved as of early 2026
  • New applications accepted on waitlist only
  • Exclusively for gas-to-electric conversions
Visit Provider WebsiteLast verified: 2026-07-19

Title 24 Cool Roof Compliance (Mandatory, Not a Rebate)

ActiveStackable

California Energy Commission (CEC)

Compliance requirement (no direct rebate, but enables other incentives)

As of January 2026, California Title 24 requires cool roofs on most re-roofing projects. Low-slope roofs require minimum aged solar reflectance of 0.63, thermal emittance of 0.75, and SRI of approximately 75. Meeting Title 24 may enable access to additional utility or local incentives.

This is a code requirement, not a rebate. Compliance is mandatory for qualifying projects.

Eligible Services
  • Cool roof installation (low-slope)
  • Cool roof installation (steep-slope)
  • Re-roofing with compliant materials
Eligibility Requirements
  • Mandatory for most new and re-roofing projects in California as of Jan 2026
  • Low-slope: aged solar reflectance 0.63 minimum, thermal emittance 0.75
  • SRI approximately 75 required
  • More projects now trigger compliance under updated 2025 code
  • Must use CRRC-rated roofing products
Visit Provider WebsiteLast verified: 2026-07-19

County & City Programs

City of Sacramento Ultra-High-Efficiency Toilet Rebate

Active

City of Sacramento Department of Utilities

Up to $125 per toilet

Rebate for replacing older pre-1992 toilets with new high-efficiency toilets using 1.28 gallons per flush or less. Inspection of old toilet may be required before removal.

Eligible Services
  • High-efficiency toilet replacement (1.28 GPF or less)
  • Ultra-high-efficiency toilet installation (1.1 GPF or less)
Eligibility Requirements
  • Must be a City of Sacramento water utility customer
  • Must replace a pre-1992 toilet (3.5+ GPF)
  • New toilet must be 1.28 GPF or less (HET) or 1.1 GPF or less (UHET)
  • May need pre-removal inspection of old toilet
  • Application required with proof of purchase
Visit Provider WebsiteLast verified: 2026-07-19

City of Sacramento Turf Replacement Rebate

Active

City of Sacramento Department of Utilities

$1.50/sq ft, up to $3,000 (residential) or $50,000 (commercial)

Rebate for converting grass lawns to drought-tolerant landscaping. Additional $200 available for landscape design assistance. Multi-family, commercial, and institutional properties can receive up to $50,000.

Eligible Services
  • Front yard grass to drought-tolerant conversion
  • Side yard grass to drought-tolerant conversion
  • Back yard grass to drought-tolerant conversion
  • Landscape design assistance ($200 additional)
Eligibility Requirements
  • Must be a City of Sacramento water utility customer
  • Must convert existing grass lawn to drought-tolerant plants
  • Residential: up to $3,000 maximum ($1.50/sq ft)
  • Commercial/multi-family: up to $50,000 maximum ($1.50/sq ft)
  • Pre-approval may be required
Visit Provider WebsiteLast verified: 2026-07-19

City of Sacramento Irrigation Upgrade Rebate

ActiveStackable

City of Sacramento Department of Utilities

Up to $800 (irrigation materials) / Up to $400 (drip conversion)

Rebate for upgrading to water-efficient irrigation systems. Up to $800 for general irrigation materials upgrades and up to $400 for drip irrigation conversion materials.

Eligible Services
  • Irrigation system upgrade to water-efficient system
  • Drip irrigation conversion
  • High-efficiency sprinkler head replacement
  • Smart irrigation controller installation
Eligibility Requirements
  • Must be a City of Sacramento water utility customer
  • Must upgrade existing irrigation system
  • Materials must meet water-efficiency standards
Visit Provider WebsiteLast verified: 2026-07-19

Sacramento County Water Agency HET Rebate

Active

Sacramento County Water Agency (SCWA)

Up to $100 per toilet

Rebate for replacing old toilets with high-efficiency models. Application expires June 30, 2026.

Current application expires June 30, 2026.

Eligible Services
  • High-efficiency toilet replacement
  • Toilet upgrade to 1.28 GPF or less
Eligibility Requirements
  • Must be a Sacramento County Water Agency customer
  • Must replace an older high-flow toilet
  • New toilet must be high-efficiency (1.28 GPF or less)
  • Application expires June 30, 2026
Visit Provider WebsiteLast verified: 2026-07-19Expires: 2026-06-30

Sacramento Suburban Water District Toilet Rebate

Active

Sacramento Suburban Water District (SSWD)

$150 per WaterSense-labeled toilet

Rebate for WaterSense-labeled high-efficiency toilets replacing older models.

Eligible Services
  • WaterSense-labeled toilet installation
  • High-efficiency toilet replacement
Eligibility Requirements
  • Must be a Sacramento Suburban Water District customer
  • Toilet must be WaterSense-labeled
  • Must replace an older toilet
Visit Provider WebsiteLast verified: 2026-07-19

Placer County Water Agency Toilet Rebate

Active

Placer County Water Agency (PCWA)

Up to $100 per toilet

Rebate for replacing old 3+ GPF (pre-1994) toilets with new high-efficiency 1.28 GPF toilets. Available through December 31, 2026.

Eligible Services
  • High-efficiency toilet replacement (1.28 GPF)
  • Pre-1994 toilet replacement
Eligibility Requirements
  • Must be a PCWA residential customer
  • Must replace a pre-1994 toilet (3+ GPF)
  • New toilet must be 1.28 GPF or less
  • Available through December 31, 2026
Visit Provider WebsiteLast verified: 2026-07-19Expires: 2026-12-31

Placer County Water Agency Smart Irrigation Controller Rebate

Active

Placer County Water Agency (PCWA)

Up to $250 (residential) / Up to $2,000 (commercial)

Rebate for replacing an existing irrigation controller with an EPA WaterSense-approved Weather Based Irrigation Controller (WBIC).

Eligible Services
  • Smart irrigation controller installation
  • Weather-based irrigation controller (WBIC)
  • EPA WaterSense-approved controller
Eligibility Requirements
  • Must be a PCWA customer (residential or commercial)
  • Must replace an existing irrigation controller
  • New controller must be EPA WaterSense approved
  • See lookforwatersense.epa.gov for qualifying controllers
  • Available through December 31, 2026
Visit Provider WebsiteLast verified: 2026-07-19Expires: 2026-12-31

Placer County Water Agency Leak Repair Rebate

Active

Placer County Water Agency (PCWA)

Up to $1,000

Rebate for residential customers who repair an indoor or outdoor treated water leak.

Eligible Services
  • Indoor water leak repair
  • Outdoor water leak repair
  • Treated water line repair
Eligibility Requirements
  • Must be a PCWA residential customer
  • Must repair an indoor or outdoor treated water leak
  • Proof of repair required
Visit Provider WebsiteLast verified: 2026-07-19

Yolo-Solano Air Quality Management District Incentives

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Yolo-Solano Air Quality Management District (YSAQMD)

Varies by program

Various incentive programs for replacing high-polluting equipment with cleaner alternatives. Programs change periodically based on available funding.

Programs vary; check current offerings at ysaqmd.org/incentives

Eligible Services
  • Wood-burning fireplace to gas/electric conversion
  • Lawn equipment exchange (gas to electric)
  • Agricultural equipment replacement
Eligibility Requirements
  • Must be located in Yolo or Solano County
  • Specific requirements vary by program
  • Check YSAQMD website for current offerings
Visit Provider WebsiteLast verified: 2026-07-19

Financing Programs

GoGreen Home Energy Financing

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California State Treasurer / CAEATFA

Financing at 2.99%–5.99% APR, terms up to 15 years

State-backed private loan program that reduces interest rates and extends terms for energy efficiency upgrades. Public funds back a loan loss reserve, allowing lenders to offer lower rates (as low as 2.99% APR with discounts) and terms up to 15 years. Finances up to 100% of upgrade costs.

Eligible Services
  • Heat pump HVAC installation
  • Heat pump water heater installation
  • Insulation and weatherization
  • Solar panel installation
  • Window and door replacement
  • Cool roof installation
  • Electrical panel upgrade
  • EV charger installation
  • Whole-home energy retrofit
Eligibility Requirements
  • Must be a California homeowner or renter (with owner permission)
  • Available regardless of energy provider
  • Eligible property types: single-family, townhome, condo, duplex, triplex, fourplex, manufactured/mobile home on fixed foundation
  • Credit approval through participating lender
  • Low-income and disadvantaged communities eligible for further reduced rates
  • Lowest rates require automatic payments from qualifying checking account
Read Full GuideVisit Provider WebsiteLast verified: 2026-07-19

Maximum Savings Calculator

See how much you can save by stacking eligible programs. Savings depend on your utility provider.

Upgrade TypeSMUD TerritoryPG&E Territory
Heat Pump HVAC
Heat pump HVAC installation rebates
$3,000 (SMUD) + $2,000 panel upgrade = $5,000+$2,500 (PG&E) + potential HEEHRA waitlist
Heat Pump Water Heater
Heat pump water heater rebates
$4,000 (SMUD) + $900 (Golden State) = $4,900+$3,200 (PG&E) + $900 (Golden State) = $4,100+
Insulation & Duct Sealing
Insulation and duct sealing rebates
$1,000 (insulation) + $800 (duct sealing) = $1,800Free through ESA program (income-qualified)
EV Charger
EV charger installation incentives
$600 (SMUD) + $1,000 (federal 30C) = $1,600$2,000-$5,000 (PG&E) + $1,000 (federal 30C) = $3,000-$6,000
Electrical Panel Upgrade
Electrical panel upgrade rebates
Up to $2,000 (Go Electric Bonus)Up to $2,000 (Empower EV, income-qualified)
Battery Storage
Battery storage incentives
Up to $10,000 (My Energy Optimizer Partner+)$200-$1,100/kWh (SGIP)

Maximum savings shown assume all eligibility requirements are met and programs are stackable. Actual savings may vary. Program availability subject to change.

EV Charger Incentives

Install a Level 2 EV charger at home and save thousands with utility and federal incentives. PG&E customers can save up to $6,000 on charger installation.

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SMUD Charge@Home EV Charger Rebate

Sacramento Municipal Utility District (SMUD)

Up to $600

Rebate for installing a Level 2 EV charger at home. Includes $250 for charger, $500 for dedicated circuit, and $200 for circuit-sharing/energy management devices (amounts may vary).

Level 2 EV charger installation
Dedicated EV charging circuit
Circuit-sharing device installation
Learn More
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PG&E Residential Charging Solutions Rebate

Pacific Gas & Electric (PG&E)

Up to $2,000 (standard) / Up to $5,000 (income-qualified)

Rebate for qualifying EV charging equipment including Energy Management Systems, smart splitters, and adjustable-amperage chargers. Income-qualified customers receive enhanced rebate amounts.

Level 2 EV charger installation
Energy Management System for EV charging
Smart splitter installation
Learn More
Active

PG&E Empower EV Program

Pacific Gas & Electric (PG&E)

Free Level 2 charger ($500 value) + up to $2,000 panel upgrade

PG&E provides one free Level 2 charger (valued at $500) and covers up to $2,000 in electrical panel upgrade costs per single-family home for income-qualified customers.

Free Level 2 EV charger
Electrical panel upgrade for EV charging
Learn More
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Section 30C - Alternative Fuel Vehicle Refueling Property Credit

Internal Revenue Service (IRS) / U.S. Federal Government

30% of installation cost, up to $1,000 residential

Federal tax credit for EV charger installation costs. Covers 30% of qualified costs up to $1,000 for residential installations. Must be in an eligible census tract (low-income community or non-urban area). Active through June 30, 2026.

Level 2 EV charger installation
EV charging equipment purchase and installation
Electrical work for EV charger circuit
Learn More

Stack Your EV Charger Savings

Combine utility rebates with the federal Section 30C tax credit for maximum savings. PG&E income-qualified customers may receive a free Level 2 charger plus panel upgrade coverage.

Get a Free EV Charger Quote
SMUD Territory Max Savings
$600 (SMUD) + $1,000 (federal 30C) = $1,600
PG&E Territory Max Savings
$2,000-$5,000 (PG&E) + $1,000 (federal 30C) = $3,000-$6,000

Income-Qualified Programs

Low-income and moderate-income households may qualify for free or heavily subsidized upgrades. These programs cover 100% of costs for eligible families.

Active

PG&E Energy Savings Assistance (ESA) Program

Pacific Gas & Electric (PG&E)

Free (no cost to qualifying customers)

Free energy-efficient upgrades for income-qualified PG&E customers. Includes weather-stripping, insulation, duct sealing, water heater repair/replacement, smart thermostats, furnace repair/replacement, refrigerator replacement (15+ years old), faucet aerators, and low-flow showerheads.

Must be a PG&E residential customer
Household income at or below 200% of federal poverty guidelines
OR enrolled in CARE or FERA programs
OR participating in CalFresh, Medi-Cal, LIHEAP, or similar programs
Check Eligibility
Active

PG&E Empower EV Program

Pacific Gas & Electric (PG&E)

Free Level 2 charger ($500 value) + up to $2,000 panel upgrade

PG&E provides one free Level 2 charger (valued at $500) and covers up to $2,000 in electrical panel upgrade costs per single-family home for income-qualified customers.

Must be a PG&E residential customer
Income-qualified (enrolled in CARE or FERA)
Single-family home
Must not already have a Level 2 charger
Check Eligibility
Fully Reserved

IRA HEEHRA - Home Electrification and Appliance Rebates

U.S. DOE via California Energy Commission (CEC)

Up to $8,000 per household (income-qualified)

Federal IRA rebates for home electrification distributed through California's TECH Clean California program. Covers heat pumps, heat pump water heaters, electrical panels, insulation, and wiring. Low-income (below 80% AMI) get 100% of costs covered up to caps; moderate-income (80-150% AMI) get 50% of costs.

Fully reserved statewide as of February 24, 2026. New applications are waitlisted. Northern California region waitlisted projects only eligible if additional funding becomes available.

FULLY RESERVED as of February 24, 2026 - new applications are waitlisted
Must be income-qualified (below 150% Area Median Income)
Low-income (below 80% AMI): up to 100% of project costs covered
Moderate-income (80-150% AMI): up to 50% of project costs covered
Check Eligibility
Waitlisted

IRA HOMES - Home Efficiency Rebates

U.S. DOE via California Energy Commission (CEC)

Up to $8,000 per household (based on energy savings)

Federal IRA rebates based on modeled or measured whole-home energy savings. Funded at approximately $291 million through the CEC. Program has not yet launched in California as of mid-2026.

Not yet launched in California as of mid-2026. Funded at ~$291 million through CEC. Check energy.ca.gov for launch updates.

Program NOT YET LAUNCHED in California as of mid-2026
Will require demonstrated energy savings (modeled or measured)
Higher rebates for low- and moderate-income households
Must achieve minimum energy savings threshold
Check Eligibility
Active

Equitable Building Decarbonization (EBD) Direct Install Program

California Energy Commission (CEC)

Free (no cost for qualifying households)

State-funded program providing free electrification upgrades (replacing gas appliances with efficient electric appliances) to low-income, disadvantaged, and tribal communities. Outreach in initial community focus areas began Winter 2025-2026.

Active but limited to initial community focus areas. Phased rollout ongoing.

Must be in a low-income, disadvantaged, or tribal community
Prioritized based on CalEnviroScreen scores
Outreach in initial focus areas began Winter 2025-2026
Covers Yolo, Solano, San Joaquin, and Stanislaus counties
Check Eligibility
Fully Reserved

RSSE Program (AB 209) - Low-Income Electrification

California Energy Commission (CEC)

Varies (fully funded for qualifying households)

State-funded $280 million program launched June 2, 2025, exclusively for low-income households. Covers electrification of gas appliances. Budget is fully reserved as of early 2026 but new applications accepted on a waitlist.

Budget fully reserved as of early 2026. New applications accepted on waitlist.

Must be a low-income household
Budget fully reserved as of early 2026
New applications accepted on waitlist only
Exclusively for gas-to-electric conversions
Check Eligibility

GoGreen Financing

Cannot pay upfront? Finance your home upgrade with rates as low as 2.99% APR through California GoGreen Home Energy Financing and similar programs. $0 down, no prepayment penalties.

  • 2.99%–5.99% APR based on credit
  • $0 down payment required
  • 5 to 15 year terms available
  • No prepayment penalties
  • Covers HVAC, plumbing, electrical, roofing, fencing, flooring
  • Apply with your project quote — approval in minutes

Financing Calculator

Estimate monthly payments with GoGreen Financing (2.99%–5.99% APR). $0 down available.

$1,000$50,000
Estimated Monthly Payment
$116/mo
Total Interest
$1,898
Total Cost
$13,898
Payments
120 months

Rates shown are for GoGreen Home Energy Financing and similar PACE/unsecured loan programs available in California. Actual rate depends on creditworthiness and lender approval. $0 down, no prepayment penalties. This is an estimate only — not a loan offer.

Get Pre-Approved — Call (916) 476-7689

Not Sure Which Rebates You Qualify For?

Our team helps Northern California homeowners navigate the rebate process. We identify all eligible programs, handle paperwork, and ensure you get maximum savings on your project.

Rebate & Incentive Questions

How do I claim SMUD rebates for a heat pump?+

SMUD rebates are claimed through your contractor. When you use a SMUD Contractor Network participating contractor, they submit the rebate application on your behalf. The rebate is typically applied as a discount on your project cost or issued as a check within 4-8 weeks after installation.

Can I stack multiple rebates on the same project?+

Yes! Many rebates are stackable. For example, a SMUD heat pump water heater rebate ($4,000) can be stacked with the Golden State Rebates instant discount ($900) and a SMUD panel upgrade rebate ($2,000) for a combined savings of $6,900. We help you identify all eligible programs.

What happened to the federal 25C tax credit?+

The Section 25C Energy Efficient Home Improvement Credit expired on December 31, 2025, due to the One Big Beautiful Bill Act moving the sunset date forward from 2032. However, utility rebates from SMUD and PG&E remain active and provide substantial savings.

Do I qualify for income-based rebate programs?+

Income-qualified programs like PG&E's ESA Program and the IRA HEEHRA rebates are available to households at or below 200% of federal poverty guidelines or those enrolled in CARE/FERA. These programs can cover 100% of upgrade costs. Contact us for a free eligibility check.

How much can I save on an EV charger installation?+

SMUD customers can save up to $1,600 (SMUD Charge@Home + federal 30C credit). PG&E customers can save $3,000-$6,000 depending on income qualification (PG&E Residential Charging + federal 30C). Income-qualified PG&E customers may get a free charger plus $2,000 panel upgrade through Empower EV.

Are SMUD or PG&E rebates better?+

It depends on your project. SMUD offers higher heat pump water heater rebates ($4,000 vs $3,200) and has a unique battery storage incentive up to $10,000. PG&E offers significantly higher EV charger rebates ($2,000-$5,000 vs $600) and a comprehensive free upgrade program for income-qualified customers.

What's the difference between a rebate and a tax credit?+

A rebate is money back (or an upfront discount) from a utility or program — you receive it regardless of your tax situation. A tax credit reduces what you owe on your federal or state taxes. With the federal 25C/25D credits now expired, most available incentives are utility rebates, which are simpler to claim.

How long do rebate programs last?+

Program availability varies. Utility rebates (SMUD, PG&E) are generally ongoing but subject to annual budget allocation. Some programs like Golden State Rebates have specific end dates. We track all program statuses and alert you if a program you're interested in is ending soon.

Get Your Free Rebate Assessment

Tell us about your project and we will identify every rebate and incentive you are eligible for. Our service is free with no obligation.

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